What is a Mobile/Manufactured Home?

Manufactured Homes are a home that have a permanent frame underneath the home and is blocked on concrete piers.  We anchor these homes into the concrete piers and put an insulated skirting around the home.  People usually call these “double-wides”.  They are built under the HUD construction code.  Schult Homes builds all our HUD homes.  They have been in the business for 80 years and make the best homes on the market.  The code Schult uses makes the homes almost identical to the modular or site built construction.  On the Manufactured home set, we do more of the project.  We do all the skirting, piers, anchoring heat taping and water/sewer hook-up.  The only thing we really don’t do is electrical or gas hook-up

Aren’t manufactured homes built cheaply?

Are Manufactured or HUD homes built cheap?  Manufactured Homes are built to a HUD code.  The code gives basic guidelines of how a manufactured home has to be built in different areas of the country.  Schult Homes does all our manufactured Homes and goes well beyond the codes in terms of quality and structure.  They build them very close to the same specs as their modular homes.  Schult homes are built will have 2×6 exterior walls, 16” on center with a layer of OSB under the sheetrock on the interior walls.  This allows for less cracking of the home in transportation and when the home is settling.  They also use a full length laminate beam across the whole length of the home in all two-section and modular homes.  This allows for better structure and stability as a whole.

What is a Modular Home?

Modular Homes are homes that are built to be set on a permanent foundation (either a basement or crawlspace).  These homes are built to the exact same codes as any site built home in the State.  We do the set-up of the house, interior and exterior finish.  We however do not do anything with the basement or crawlspace and the hook-ups required underneath the home.  On a basement set, the customer is responsible for the foundation, furnace, water heater, A/C unit, water and sewer hook-up and electrical.  On a crawlspace set we can have the water heater and furnace on the main level, so we can put them in at the factory

What is difference between Modular home and site-built homes?

Difference between Modular Homes and Site or stick built Homes?  They both go by the building codes of the State the home is going to reside.  For instance, if the factory is in Minnesota and building a home for a North Dakota customer.  The factory will build the home to the North Dakota building codes.

Can we order a home and request floor plan changes?

Do you do custom floor plans?  Yes, all the factories that build our homes are able to do custom floor plan construction.  Each factory has their own building dimensions they adhere to, but if you stay within their guidelines they can usually do the custom work you are looking for.

How do they finance these homes? Do you have in house financing? What is required as a down payment? – What is Land-Home financing compared to Home only financing?

What is Land-Home financing compared to Home only financing?  In the simplest terms, Land-Home financing will include the land, the home, and land improvements in the financing.  Home only Financing will just be for the home itself.  Home only financing will be mostly for HUD homes that are placed in a manufactured home community (“park”) or on land not owned by the home owner.  It can also be used by customers who own their own land but just want to do a home loan separate.

What are the installation requirements of our homes; HUD and MOD?

What are the installation requirements of our homes? We must follow manufacturer’s installation codes, as well as HUD, State and Local jurisdiction codes. Our set-up contractors are trained and tested to know and set all homes we sell to be in compliance.

Why Modular Homes over Site Built Homes?

Why Modular Homes over Site-Built Homes? They are built to the same codes.  There are three major benefits of doing a factory built homes is:  1) Time – A factory built home can be built in a fraction of the time it takes to build a site built home. On an average it will take us 2 months from the time of financial approval to the setting of the home.   2) Homes are built indoors, so they are free from bad weather, water, hail which can cause unseen damage to a home’s structure.  There will be no open roof exposure or wood getting wet.  3) Factory built homes are inspected at every station they are at in the building process and before they leave the factory.  This means the home is inspected by several different people before it even leaves the factory.

Can I add extra doors, windows, outlets etc?

Can I add extra doors, windows, outlets etc?  Yes, as long as the requested addition or change does not infringe upon code requirements.

How long does it take from when we sign the paperwork to be living in our house?

How long does it take from when we sign the paperwork to be living in our house?  It varies depending on the time of year and how busy the factory is.  We usually have an average time of about 2 months, from the time we order the home to set-up.  The onsite process usually takes about 2 weeks.  We may do paperwork before the financial approval, therefore the house will not be ordered until we have this approval.  Once the financial approval is given, we can send the home in for construction.

What kind of R values of the insulation are in the homes?

What kind of R-values of the insulation are in the homes?  On HUD homes, the standard code in this area (climate region) is R-25 in the roof, R-19 in the walls, and R-11 under the floor.  However, we order all our HUD homes through Schult Homes with larger insulation values of R-45 in the ceiling, R-21 in the wall, and R-22 under the flooring. These values are a standard in almost all our double-section homes.  We are very big on building an energy efficient home.  Our modular homes are built with R-50 in the ceiling and R-21 insulation in the walls.

Why do some places tell you one dimension and others a different dimension to the same size home?

Why do some places tell you one dimension and others a different dimension to the same size home?  The DOT requires that we count everything on the house including the hitch and eaves of the home in the dimensions and square footage for transportation purposes.  Some manufactured home dealers will tell people these dimensions which will in turn make the home seem bigger than it really is.  The DOT counts the extra 2 feet for the eaves and the 4 feet for the hitch (that will be removed).   For instance someone may call a large double wide a 32 x 80, when in reality the dimensions of the floor plan is 30 x 76.  We try to tell all our customers the actual dimensions of the foundation, not the DOT dimensions; so that there is no confusion on what they are buying for a living space